Money can be hard to come by for those who aren’t earning enough. Whether you are a stay-at-home parent and need to put aside money for your child’s college education, a cash-strapped freelancer who needs to save up for an expensive project or someone looking for ways to expand your small business, it can be difficult in these situations. That’s where loan structures come in. These are financial tools designed to help those who don’t have access to or savings for large sums of money get the capital they need. You might not know this, but lending money is a big industry in most countries. There are many different types of loan structure available and using the right one can be a great way to get the capital you need without exposing yourself too much financially if things don’t work out as planned. Let’s take a look at what they are, how they work and what risks you should consider before taking out one so that you don’t end up regretting it later on.